In the rapidly evolving fintech space, Mr. Lima has demonstrated exceptional acumen, notably in the compliance and risk management domains. His proficiency in conducting in-depth reviews of consumer management systems, coupled with his leadership in Bank Secrecy Act (BSA), anti-money laundering (AML), and Office of Foreign Assets Control (OFAC) review programs, underscores his ability to navigate complex financial risks and adhere to regulatory standards. His strategic vision in developing and executing sophisticated risk assessment frameworks has significantly enhanced risk management capabilities, a testament to his foresight in addressing the dynamic regulatory landscape of fintech.
Mr. Lima’s contributions extend to the forefront of BaaS, where he has structured and negotiated fintech partnerships, defining pricing and service level agreements (SLA) that align with digital innovation. Before joining BRG, as a financial services consulting lead, he was involved in transformative banking projects, including the development of new lending platforms and modernization of commercial lending processes. These initiatives not only streamlined loan-decision processes but also enhanced risk management and user experiences.
Mr. Lima’s tenure in banking operations was marked by strategic initiatives aimed at optimizing banking services and platforms. He developed and conducted sourcing strategies supported by a zero-based budgeting (ZBB) approach, covering areas such as cash handling, ATM services, and core banking transformations. His leadership in these areas resulted in significant cost optimizations and operational efficiencies.
Mr. Lima is fluent in English, Spanish, and Portuguese.